WHEN DISASTER STRIKES. ALL YOU NEED IS PEACE OF MIND.

At Century Claims Management, Inc. our team of experienced Public Adjusters have extensive knowledge in dealing with all size of losses from a multi million dollar commercial claim to a small residential water damage claim. Our licensed adjusters, engineers, contents specialists, and accountants know every facet of property insurance. We are skilled at analyzing insurance policies, and are experts at preparing, presenting and negotiating claims on your behalf. 

Our only goal is to see that you receive the full compensation to which you are entitled. You pay nothing out-of-pocket, Century Claims Management, Inc is compensated on a contigency basis, we only recover from gains we secure on your behalf. We don’t get compensated unless you do.

Century Claims Management, Inc. will review your policy to maximize your claim and we will keep you informed through all the steps of the process. Whether your claim was denied or settled for a minimum amount, our Public Adjusters will re-open your claim and work to obtain a maximum settlement  for your claim. 

If your residential property or commercial property has suffered an insurance loss by any of the following:

• Broken Pipes
• Dishwasher Leaks
• Fire Damage
• Hot Water Heater Leaks
• Hurricane Damage
• Loss by Collapse
• Mold Damage
• Plumbing Damage
• Roof Leaks
• Air Conditioning Leak
• Sinkholes
• Smoke Damage
• Storm Damage
• Theft
• Tornado Damage
• Vandalism
• Vehicle Hitting a Building
• Water Damage
• Wind Damage
• Leaking Pipes
• Business interruption

Call the staff at Century Claims Management, Inc. at (561)762-0277

1. There is greater potential for a higher payout. Public Adjusters exist because of the conflict of interest that exists when an entity (your insurance company) attempts to represent both sides of a financial transaction. A recent report by the Office of Program Policy Analysis and Government Accountability proved that the use of a Public Insurance Adjuster WILL increase the final amount of the claim payments. There are no upfront costs. A Public Adjuster doesn’t get paid until you get paid and we will manage the process through completion to expedite and maximize your claim.
2. Most people don't fully understand the insurance policy's language or depth of coverage. Public Adjusters commonly have prior experience in construction or other related fields, and we use software, and claims handling practices to undergo an independent evaluation of a client's property loss. Public Adjusters are better equipped than the average policyholder to estimate the costs incurred from a property loss and local work rates, which lead to higher and more accurate settlements.
3. Truthfully people will regularly settle for less than the total cost of their damages because they are exhausted. The process of evaluating, completing, and submitting a claim as a policyholder is remarkably time-intensive and complicated. Going through a property loss at home or business is a stressful time. It’s a time when you should be focused on getting your home, business, and family back on a solid ground rather than feeling the pressure of learning the in’s and out’s of the insurance claims business. Let us take the pain out of handling a claim. We work to get you the MAXIMUM. Call our team today (561) 762-0277

If you have suffered significant damage to your home, you will quickly need to become familiar with the insurance claims process. As the policyholder, the first step in this process may be to identify whom you can hire to represent you.

If you are looking for an adjuster to help you with your insurance claim, the difference between a “company” or “independent” adjuster and a “Public” Adjuster can be very confusing. The professional roles these two play in the claims process are quite opposite.

An “independent” or “company” adjusters may first sound like what you, the policyholder, needs; when in fact “independent” and “company” adjusters work for the insurance companies. For these adjusters, their bottom line is to represent their employer—the insurance company. And they legally represent only the rights of an insurance company. In actuality, what you are really looking for is a Public Adjuster—an adjuster who works exclusively for you the policyholder.

Many policyholders hire Public Adjusters to help document, expedite, file their claim, and to assist them through the entire claims process. Most importantly they represent you the policyholder to the insurance company to ensure that the claim is handled fairly, quickly, and with maximum financial settlement.

level the playing field between you and your insurance company. Insurance companies hire claims professionals to protect their interest. It's only fair for you to have a claim professional advocating for you as well. Let Century Claims Managment, Inc. MAXIMIZE your recovery. 

Call us for a free, no obligation consultation to learn how we can help you. 

(561) 726-0277

WILL I GET A HIGHER SETTLEMENT IF I  HIRE A PUBLIC ADJUSTER?

Almost always, you will receive a higher settlement from the Insurance Company than if you do not use a Public Adjuster for the simple reason that your claim will be presented much more favorably and with careful attention to your policy coverage.Typically, the more detailed and complete your claim, the higher the settlement. We go through all the evidence, step by step, very carefully inspecting the loss site and accurately documenting the damage.

Studies have clearly demonstrated that the most inventories compiled by insured without the help of the Public Adjuster are very incomplete.

WHAT IS A PUBLIC ADJUSTER?

A Public Adjuster is an insurance claims adjuster who advocates for the policy holder in appraising and negotiating an insurance claim. A Public Adjuster is the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process.

WILL MY INSURANCE COMPANY CANCEL MY POLICY IF I HIRE A PUBLIC ADJUSTER?

No. It would be a serious violation for any Insurance Company to discriminate against you in any way for exercising a right given to you by the State of Florida.

IF MY CLAIM HAS BEEN CLOSED BY THE INSURANCE COMPANY, IS IT TOO LATE TO HIRE A PUBLIC ADJUSTER?

Usually, it is not too late.Florida law allows a few years to file a supplemental claim from the date of loss. If you do not believe you were paid the right amount, and would like us to review your claim, please contact us.

We will carefully audit and analyze your claim and give you our professional opinion.

WHAT IS THE DIFFERENCE BETWEEN A PUBLIC ADJUSTER AND AN INSURANCE COMPANY ADJUSTER?

The insurance company adjuster or independent claim adjuster are both employed by the insurance company and can’t protect both your interest and the interest of his/her employer at the same time. The insurance company adjuster will often offer to settle a claim for the sum they see fit, which is not always in favor of the policyholder. A Public Adjuster is an insurance adjuster  who works exclusively for you the policyholder. We are experts in reading the fine print and understanding your policy, coverage and the insurance company responsibilities in order to negotiate a better settlement.

WHO REGULATES A PUBLIC ADJUSTER?

A Public Adjuster is an insurance adjuster, who is licensed and certified by the Florida Department of Financial Services to work exclusively for the benefit of the policy holder.

WHO USES THE SERVICES OF A PUBLIC ADJUSTER?

Public Adjusters are hired by individuals and all types of business and professionals including: attorneys, banks, accountants, business owners, and even insurance adjusters and agents for their own losses. Once a person has experienced the benefits of our services, they will rarely attempt to settle a claim without our help.

WHEN SHOULD I CALL CCMI PUBLIC ADJUSTING?

You should call us immediately after a loss. It is most beneficial for all parties when we are involved at the beginning of the claim development so we can set the tone for the entire process.

HOW DOES A PUBLIC ADJUSTER PREPARE A CLAIM?

Public Adjusters are very skilled negotiators, who will use services of appraisers, engineers, accountants and all sorts of other experts as needed. Public Adjusters will meticulously go through all the evidence and document everything for you to get the MAXIMUM out of your settlement.

IS THERE A MINIMUM VALUE REQUIREMENT FOR MY CLAIM?

We only get involved in claims where our services are needed. Therefore, there is no claim too big or too small. Just give us a call to discuss your claim and we will give you our professional opinion. ZERO obligation. 

WHAT IS THE COST FOR HIRING A PUBLIC ADJUSTER?

The standard fee for public adjusting services is a small percentage of the amount recovered from the Insurance Company. These fees are regulated by the Florida Department of Financial Services.

MY CLAIM WAS DENIED, AM I ENTITLED TO A SECOND OPINION?

Yes! Many of our clients have been told their claim was denied. We simply reopen the loss, negotiate with your insurance company, and insist they pay for viable damages.