Century Claims Management, Inc. is a family owned and operated Public Adjusting Firm, serving the claims industry for over 30 years.
Century Claims Management, Inc. is a disaster recovery consulting firm. We offer insurance claim adjusting and loss recovery services to maximize and expedite your claim. Understanding complex language and conditions of insurance policy is our strength.
Our team of professional Public Adjusters are highly experienced; we work on your behalf so that you receive the best possible insurance settlement.
Century Claims Management, Inc. has over 30 years of experience in the claims industry throughout various states including Florida. We have established a relationship with insurance companies as an expert in the claims adjusting field and we are members of many professional organizations including F.A.P.I.A. (Florida Association of Public Insurance Adjusters) to better serve you.
At Century Claims Management, Inc. our team of experienced Public Adjusters have extensive knowledge in dealing with all size of losses from a multi million dollar commercial claim to a small residential water damage claim. Our licensed adjusters, engineers, contents specialists, and accountants know every facet of property insurance. We are skilled at analyzing insurance policies, and are experts at preparing, presenting and negotiating claims on your behalf.
Our only goal is to see that you receive the full compensation to which you are entitled. You pay nothing out-of-pocket, Century Claims Management, Inc is compensated on a contigency basis, we only recover from gains we secure on your behalf. We don’t get compensated unless you do.
Century Claims Management, Inc. will review your policy to maximize your claim and we will keep you informed through all the steps of the process. Whether your claim was denied or settled for a minimum amount, our Public Adjusters will re-open your claim and work to obtain a maximum settlement for your claim.
If your residential property or commercial property has suffered an insurance loss by any of the following:
Call the staff at Century Claims Management, Inc. at (561)762-0277
If you have suffered significant damage to your home, you will quickly need to become familiar with the insurance claims process. As the policyholder, the first step in this process may be to identify whom you can hire to represent you.
If you are looking for an adjuster to help you with your insurance claim, the difference between a “company” or “independent” adjuster and a “Public” Adjuster can be very confusing. The professional roles these two play in the claims process are quite opposite.
An “independent” or “company” adjusters may first sound like what you, the policyholder, needs; when in fact “independent” and “company” adjusters work for the insurance companies. For these adjusters, their bottom line is to represent their employer—the insurance company. And they legally represent only the rights of an insurance company. In actuality, what you are really looking for is a Public Adjuster—an adjuster who works exclusively for you the policyholder.
Many policyholders hire Public Adjusters to help document, expedite, file their claim, and to assist them through the entire claims process. Most importantly they represent you the policyholder to the insurance company to ensure that the claim is handled fairly, quickly, and with maximum financial settlement.
level the playing field between you and your insurance company. Insurance companies hire claims professionals to protect their interest. It's only fair for you to have a claim professional advocating for you as well. Let Century Claims Managment, Inc. MAXIMIZE your recovery.
Call us for a free, no obligation consultation to learn how we can help you.
WILL I GET A HIGHER SETTLEMENT IF I HIRE A PUBLIC ADJUSTER?
Almost always, you will receive a higher settlement from the Insurance Company than if you do not use a Public Adjuster for the simple reason that your claim will be presented much more favorably and with careful attention to your policy coverage.Typically, the more detailed and complete your claim, the higher the settlement. We go through all the evidence, step by step, very carefully inspecting the loss site and accurately documenting the damage.
Studies have clearly demonstrated that the most inventories compiled by insured without the help of the Public Adjuster are very incomplete.
WHAT IS A PUBLIC ADJUSTER?
A Public Adjuster is an insurance claims adjuster who advocates for the policy holder in appraising and negotiating an insurance claim. A Public Adjuster is the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process.
WILL MY INSURANCE COMPANY CANCEL MY POLICY IF I HIRE A PUBLIC ADJUSTER?
No. It would be a serious violation for any Insurance Company to discriminate against you in any way for exercising a right given to you by the State of Florida.
IF MY CLAIM HAS BEEN CLOSED BY THE INSURANCE COMPANY, IS IT TOO LATE TO HIRE A PUBLIC ADJUSTER?
Usually, it is not too late.Florida law allows a few years to file a supplemental claim from the date of loss. If you do not believe you were paid the right amount, and would like us to review your claim, please contact us.
We will carefully audit and analyze your claim and give you our professional opinion.
WHAT IS THE DIFFERENCE BETWEEN A PUBLIC ADJUSTER AND AN INSURANCE COMPANY ADJUSTER?
The insurance company adjuster or independent claim adjuster are both employed by the insurance company and can’t protect both your interest and the interest of his/her employer at the same time. The insurance company adjuster will often offer to settle a claim for the sum they see fit, which is not always in favor of the policyholder. A Public Adjuster is an insurance adjuster who works exclusively for you the policyholder. We are experts in reading the fine print and understanding your policy, coverage and the insurance company responsibilities in order to negotiate a better settlement.
WHO REGULATES A PUBLIC ADJUSTER?
A Public Adjuster is an insurance adjuster, who is licensed and certified by the Florida Department of Financial Services to work exclusively for the benefit of the policy holder.
WHO USES THE SERVICES OF A PUBLIC ADJUSTER?
Public Adjusters are hired by individuals and all types of business and professionals including: attorneys, banks, accountants, business owners, and even insurance adjusters and agents for their own losses. Once a person has experienced the benefits of our services, they will rarely attempt to settle a claim without our help.
WHEN SHOULD I CALL CCMI PUBLIC ADJUSTING?
You should call us immediately after a loss. It is most beneficial for all parties when we are involved at the beginning of the claim development so we can set the tone for the entire process.
HOW DOES A PUBLIC ADJUSTER PREPARE A CLAIM?
Public Adjusters are very skilled negotiators, who will use services of appraisers, engineers, accountants and all sorts of other experts as needed. Public Adjusters will meticulously go through all the evidence and document everything for you to get the MAXIMUM out of your settlement.
IS THERE A MINIMUM VALUE REQUIREMENT FOR MY CLAIM?
We only get involved in claims where our services are needed. Therefore, there is no claim too big or too small. Just give us a call to discuss your claim and we will give you our professional opinion. ZERO obligation.
WHAT IS THE COST FOR HIRING A PUBLIC ADJUSTER?
The standard fee for public adjusting services is a small percentage of the amount recovered from the Insurance Company. These fees are regulated by the Florida Department of Financial Services.
MY CLAIM WAS DENIED, AM I ENTITLED TO A SECOND OPINION?
Yes! Many of our clients have been told their claim was denied. We simply reopen the loss, negotiate with your insurance company, and insist they pay for viable damages.